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Mortgage Loans

Whatever your stage in life, we can help make that house your home.

Magnifi is a top five mortgage lender in the state, known for excellent member experience and satisfaction. We provide you with a dedicated personal lender to assist you throughout the process, offering lower fees and simplifying every detail for a hassle-free experience.

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Mortgage Programs
Rates

Top-Rated Mortgage Experience

Members love our mortgage lenders! We have received a 4.8 out of 5-star rating for the mortgage experience.

Our Credit Union is one of the top five mortgage lenders in the state. We’ve closed over 10,000 mortgages. Our expert mortgage consultants average 15-25 years of experience per lender. We know the business, and know it well.

Magnifi is proud to be in the top percentile nationally in terms of member satisfaction. In fact, our members give us a far higher satisfaction score for our mortgage services than the industry averages.

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Buying A Home

Start here if you're thinking about purchasing your first or next home.

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Building A Home

If you're thinking about building your next home, get started here.

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Refinancing A Home

When you're ready to refinance your home to take out money or lower your payment, start here.

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If the home fits, so should your mortgage.

Get pre-qualified in one business day with Magnifi Financial

Your Own Personal Lender

Magnifi is unique in that you are dealing with the same person from application to closing, which is not always the case. Your lender is dedicated to you throughout and after the process. So, any questions you have afterward can be answered by someone who already knows your story.

We Make it Easy For You

Some of the details are complicated; we make it simple and guide you through it.

Your first step: get pre-qualified with Magnifi in one business day. This will get the ball rolling, and you'll be in your new home in no time!

Free Personal Consultation

If a pre-qualification isn’t in the cards for you at the moment, that’s OK! We’ll work with you to create a plan with steps to take so you have a better chance of getting pre-qualified in the future.

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Moving You Forward

We’re Local

Our local mortgage team means we can relate to your local values and help speed up the process to get to closing faster.

The Right Loan For You

Magnifi Financial offers many different types of loans. From traditional loans to various government programs, we’ll be sure to match you with the right mortgage for your needs.

Lower Fees

Instead of the typical 1% (or higher) origination fee for closing, Magnifi Financial has a flat origination fee, no matter how large your mortgage loan might be.

 

Your Money Does Good Here

Providing the 3 Essentials

For every new mortgage loan, Magnifi will donate a night of shelter back to your local communities.

We provide food, shelter and clothing to those in need, through our 3 Essentials program.

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Mortgage Programs

Check out some of the mortgage loan options available with Magnifi Financial:

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CONVENTIONAL MORTGAGE

Traditional mortgage loans with fixed rates throughout the term of the loan.

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Meet the Mortgage Team

At Magnifi Financial, our mortgage lenders, underwriters, and team members are all local to our service area. This means your mortgage loan can be processed quicker than typical financial institutions that outsource their underwriting. And since our mortgage lenders are local to your area, you can meet with them however you want, over the phone, at a branch, or even through email.

Our team-based approach also ensures that the loan processing part is efficient and timely. Most loans close faster than the average mortgage loans at big financial institutions.

Logan Hanson

Logan Hanson

Mortgage Lender

NMLS# 1576206

Primary Locations:

Maple Grove, Coon Rapids, Blaine, and Columbia Heights
Lender Bio
MikeEdenborg

Mike Edenborg

Mortgage Lender

NMLS# 900295

Primary Locations:

Moorhead, Fargo, West Fargo
Lender Bio
Peggy Donabauer

Peggy Donabauer

Mortgage Lender

NMLS# 770800

Primary Locations:

St. Joseph, Waite Park
Lender Bio
Gary Robinson

Gary Robinson

Mortgage Lender

NMLS# 1161806

Primary Locations:

Sartell, Waite Park
Lender Bio
Adam Hess

Adam Hess

Mortgage Lender

NMLS# 1844494

Primary Locations:

Paynesville, Spicer
Lender Bio
SheriLemke

Sheri Lemke

Mortgage Lender

NMLS# 786870

Primary Locations:

Sauk Centre, Belgrade, Glenwood
Lender Bio

Dominique Browne

Mortgage Lender

NMLS# 2243073

Primary Locations:

New York Mills, Perham, Wadena
Lender Bio

Daniel Beach

Mortgage Lender

NMLS# 709758

Primary Locations:

Long Prairie, Grey Eagle
Lender Bio

Doug Welle

Mortgage Lender

NMLS# 510144

Primary Locations:

Melrose, Freeport, Grey Eagle, Glenwood
Lender Bio

Melissa Gerads

Mortgage Lender

NMLS# 709752

Primary Locations:

Albany, Avon, Holdingford
Lender Bio

Membership means more here.

At Magnifi, you're not just a member-owner of an award-winning credit union; you're part of Magnifi and receive all the benefits and perks you need to succeed financially.