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Deal Yourself a Better Card

With no annual fees, competitive rates, and emergency credit increases, you'll have an ace in your wallet. Whether you’re looking for rewards, extra perks, or a way to build your credit, we’ve got the right card for you. Plus, we can print your card immediately at any of our convenient branches.

Charge Ahead

Benefits of all Credit Cards include:

  • No annual fees
  • Low balance transfer rates
  • Free Visa® credit card issued instantly at all branches
  • Digital Wallet
  • Roadside assistance
  • Travel and emergency assistance services
  • Travel accident insurance
  • Safe and secure Tap-to-Pay
  • Free eStatements
  • Emergency credit line increases (upon credit approval)
  • 25-day grace period
  • ID Navigator powered by NortonLifeLock
  • 24/7 Visa® fraud dispute line
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A Card That’s Always In Your Favor

Which card is right for you?

Visa Signature®

Earn 1% CASH BACK on all purchases plus extra benefits and perks!

Go more places. Do more things. Experience more of life with Visa Signature®. Learn More about the Visa Signature Benefits

View Card Benefits Disclosures

16.75% APR*

CASH REWARDS

Earn 1% CASH BACK on all purchases

Every purchase earns you money in your pocket.

View Card Benefits Disclosures

16.75% APR*

PLATINUM

Pay less in interest with a low APR

Travel and Emergency Assistance

View Card Benefits Disclosures

14.75% APR*

Click here to download the Credit Card Agreement and Disclosure

APR = Annual Percentage Rate {rates are subject to change}
*This APR will vary with the market based on the Prime Rate, which is 6.75% as of 12/10/2025. The ANNUAL PERCENTAGE RATE is subject to change on the first day of the billing cycle monthly to reflect any change in the Index and will be determined by the Prime Rate on 1st day of each previous month, to which we add a margin.

Get Started

Choose the next step that's right for you. We offer options to fit your every day.

Apply Online

It's quick and easy to apply online.

Visit in Person

Apply locally at a branch near you.

Call Us

Speak directly with a Magnifi team member.

Meet With Us

A Magnifi team member can help you open a new account.

Maximize Your Credit Card

Magnifi Financial's Digital Banking and services can help you optimize your finances by giving you the ability to access and manage your funds from anywhere.

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Visa Purchase Alerts

Help reduce fraud and monitor your spending anytime, anywhere. With near real-time alerts, you can receive updates on your Visa card activity through text messages and email*.

 

 

*Actual time to receive Alert dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. Additional restrictions apply. Data carrier rates may apply.

 

Disclosures

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Membership means more here.

At Magnifi, you're not just a member-owner of an award-winning credit union; you're part of Magnifi and receive all the benefits and perks you need to succeed financially.