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3 Essentials

The 3 Essentials program is Magnifi Financial Credit Union’s social-giving program. Since 2016, we have been providing food, shelter, and clothing together. Get an essential financial account or loan, and we'll give an essential back to local communities.

About the 3 Essentials Program

Each day when we come into the office, we know that because of our work today, fewer people are going to be homeless, hungry, or cold tonight. Giving back to the communities we serve is something Magnifi values and encourages. We help our members and communities build financial confidence, strengthen their futures, and focus on what matters most.

Get a financial essential, give a life essential

Our promise is 3-fold:

Total Donations As Of 6/30/2026:

Pounds of Food

Nights of Shelter

Items of Clothing

Need Help?

If you or someone you know needs assistance, please visit mnbenefits.mn.gov, hungersolutions.org, or our 3 Essential partners listed below, who are dedicated to providing support and resources to those in need.

See our list of 3 Essentials partners:
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Checking Accounts

Open a new checking account, and we'll donate a piece of clothing.

Learn About Checking Accounts
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Auto Loans

Finance your next vehicle with us, and we'll donate 100 pounds of food.

View Auto Loan Options
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Mortgage Loans

Complete a new mortgage loan, and we'll donate one night of shelter.

Visit the Mortgage Center

Membership means more here.

At Magnifi, you're not just a member-owner of an award-winning credit union; you're part of Magnifi and receive all the benefits and perks you need to succeed financially.