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About Magnifi

One financial partner for life's biggest milestones and everyday moments.

Become a Member

A Credit Union Built Around You

Your money does good here

With Magnifi’s 3 Essentials, your checking account, mortgage or auto loan helps provide clothing, housing or food locally.

Member-owned & member-focused

Magnifi is owned by our members, so our focus stays on you, your goals, and helping you move forward.

Financial tools you need

From everyday accounts to loans and home financing, find solutions designed for wherever life takes you.

Here when you need us

Connect your way with convenient digital banking and real support from Magnifi employees who are here to help.

Rooted here since 1939.

Our story began in 1939 as Melrose Credit Union. We later became Central Minnesota Credit Union, a name that fit us for many years. But as we welcomed members and communities beyond Central Minnesota, it no longer told our whole story. Today, we are Magnifi Financial Credit Union.

Our name has changed over the years, but our commitment to our members and communities has remained at the heart of who we are. 

GROUP PHOTO MELROSE

Your World in Focus.

We believe great financial relationships start with understanding what matters to you. As a community credit union, we pair modern financial solutions with local expertise and personal care to help you make the most of what's ahead.

From everyday finances to life's biggest milestones, Magnifi Financial offers personal and business services, including loans, savings, mortgages, and wealth management. With convenient branches across Minnesota and North Dakota, plus digital tools that fit your life, we're here to make managing your money easier.

Our commitment goes beyond financial services. We're here to earn your trust, strengthen our communities, and do what's right for the members we serve.

Better value for your money. Better values with it.

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Award-Winning 
Credit Union

Great relationships deserve recognition.

Our members have chosen us for multiple awards and various "Best Of" rankings. Not only have we been voted in the top of our category once, but for many years running. 

Additionally, Rising Above Enterprises recognized Magnifi Financial Credit Union as one of the top 1% of credit unions nationwide for its exceptional performance.

Forbes
Multi-Year Champion

Central Minnesota Community Choice Award Winner

Star Tribune Minnesota's Best Award Winner

Fargo Forum Best Award Winner

Anoka County Reader's Choice Award Winner

News

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Annual Meeting

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Board of Directors

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Membership means more here.

At Magnifi, you're not just a member-owner of an award-winning credit union; you're part of Magnifi and receive all the benefits and perks you need to succeed financially.