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FHA Mortgage Loans

A mortgage loan program that can help low-credit or low-income borrowers.

The Federal Housing Administration (FHA) (part of HUD) insures the loan, helping Magnifi Financial offer borrowers who may not be able to qualify for other programs. Our local mortgage lenders can work with you to see if you qualify.

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FHA HUD Website
Rates

Low Down Payment

A borrower's down payment can be as low as 3.5% for a home purchase or refinance transaction.

Easy Credit Qualifying

Borrowers can get loan approval with lower credit scores or with higher LTV ratios.

Extra Insurance

All FHA loans require the borrower to pay additional mortgage insurance to cover the cost of the loan in case of default.

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Apply for a mortgage loan today!

We’re ready to help finance your perfect home with your perfect mortgage.

Mortgage Programs

Check out some of the mortgage loan options available with Magnifi Financial:

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CONVENTIONAL MORTGAGE

Traditional mortgage loans with fixed rates throughout the term of the loan.

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Please note, while you are undergoing the mortgage loan process, it is best that you check with your mortgage lender before opening any other loans at the same time.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

We may also ask to see your driver’s license or other identifying documents.

Membership means more here.

At Magnifi, you're not just a member-owner of an award-winning credit union; you're part of Magnifi and receive all the benefits and perks you need to succeed financially.