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Youth Checking Accounts

Flexible spending options that teach strong financial habits.

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Join Greenlight - on us!

Help your kids learn to earn, save, and spend wisely.

Magnifi members receive a FREE Greenlight subscription, including a debit card and money app designed to help kids build smart money habits.

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Build confidence with your money from day one.

Earn and Spend

Start with your first paycheck and build good habits.

Save

Save for your first car, college, or whatever's next.

Digital

Split a bill, deposit a check, or turn off your card in seconds.

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Our eChecking3 is simple, convenient, and often the best fit.

  • No minimum balance
  • Earns dividends (check rates)
  • ATM reimbursements4

Compare our checking account options.

Why Members Choose Magnifi Financial Credit Union

Built for Every Stage

From your first checking account to what comes next, we're here to support your financial journey.

Rooted in Your Community

Proud to serve Minnesota communities, we focus on people, not profits, and helping our members succeed.

Guidance You Can Trust

Reliable support to help you feel confident managing your money wherever life takes you.

Get Started

Choose the next step that's right for you. We offer options to fit your every day.

Apply Online

It's quick and easy to apply online.

Apply Now

Visit in Person

Apply locally at a branch near you.

Branch Locations

Call Us

Speak directly with a Magnifi team member.

(888) 330-8482

Meet With Us

A Magnifi team member can help you open a new account.

Schedule an Appointment
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Youth Savings

Explore savings options designed to help you grow your money and reach your goals.

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Certificates

Earn more with safe, secure certificate options and flexible term choices.

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Loans

Loans designed to help you move forward with confidence.

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Digital Banking

Manage your money anytime with simple, secure Digital Banking tools.

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Membership means more here.

At Magnifi, you're not just a member-owner of an award-winning credit union; you're part of Magnifi and receive all the benefits and perks you need to succeed financially.