Card Designs

There are a couple ways to change your credit or debit card PIN depending on your situation. If you know your current PIN, simply visit any Magnifi ATM to reset it. If you don't know your PIN, we can mail you a new one (typically received by mail within 7-10 business days) or you can stop by a branch to have a Magnifi Team Member help you reset it.

Typically replacement cards will be delivered to your address on file approximately 1-2 weeks prior to your card's expiration. Once you activate your new card you can shred your expired one.

There are a few options if you need to get a new card. You can call us during business hours and we can order you a new card ordered and have it mailed to you (typically received by mail within 7-10 business days) or you can use card services within your Digital Services account to initiate a card reorder. If you need a new card sooner, you can stop by most of our branch locations to get one printed right in the branch while you are there.

For security purposes, Your new card and PIN will come in separate envelopes. It's ok if you get one before the other, they usually arrive within a day or two of each other.

It's best practice to notify Magnifi of your travels so you don't get interrupted making card purchases. You can add a travel notice in your Digital Services account under Card Services or you can contact us within business hours to get a travel notice added to a card.

Yes. Each card has a daily point of sale limit and a daily ATM limit.

Yes. You have the option to receive an instantly issued physical debit or credit card at all Magnifi Financial locations.

If your Magnifi card has been lost or stolen, you can get a free replacement card instantly at any Magnifi branch location or in the mail within 7-10 days.

For new consumer checking accounts, you must fund your new account with a minimum deposit of $250 to receive an instant-issue debit card; otherwise, we will mail your card to you within 7-10 days.

You can easily make a payment toward your credit card using loan payments in digital banking. In Digital Banking you can navigate to Menu -> Transactions -> Loan Payments.