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Magnifi Financial for Businesses

Starting out or building up, it's our business to make yours easier.

Explore Solutions

Big Plans? Magnifi them.

Magnifi Financial gives businesses the tools, expertise, and financial solutions to move forward with confidence. From commercial lending and cash flow management to fraud protection, deposits, and everyday business services, we support organizations of all sizes and industries.

With the capabilities of a larger financial institution and the responsiveness of a local credit union, Magnifi delivers solutions built around your business, your goals, and what comes next.

Here for You

We take our mission of serving the needs of all businesses seriously and offer unique, specialized services like a dedicated commercial services team, an exclusive hotline, and a commercial-only teller window.

Flexible Solutions

Business members also have access to a sophisticated collection of digital and cash management services that rival even the largest national institutions. Everything financial for your business under one roof!

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Top Commercial Lender

Our business team is recognized both nationally and regionally by our members and partner programs, not only once, but for many years running.

Nationally Recognized

Magnifi Financial is ranked in the top 20 commercial-lending credit unions in the nation and is proud to manage one of the largest commercial loan portfolios for credit unions in the U.S.

SBA Preferred Lender

Magnifi Financial is the only Minnesota-based credit union with SBA Preferred Lender status and has been designated as the MN Credit Union of the year 8 times since 2015.

Top Agricultural Lender

Magnifi Financial is the largest agricultural lending credit union in Minnesota, one of the largest federally insured ag-lending credit unions in the U.S., and is a Farm Service Agency (FSA) Preferred Lender.

Accounts, loans, and solutions specific to your industry.

Magnifi has extensive experience across many industries.

Business Member Satisfaction

Loyal members, lasting relationships; our personalized approach keeps businesses coming back.

Custom Service

No cookie-cutter plans, just custom strategies tailored to every stage of your business.

Comprehensive Knowledge

Our experts average 15+ years with Magnifi, offering industry insight, experience, and collaboration you can count on.

Here For You

We show up when it matters — anytime, anywhere, even in emergencies.

Accounts, loans and solutions specific to:

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Commercial Loans

The credit union’s commercial lending team specializes in delivering great service and expertise to businesses across a wide range of industries. Additionally, Magnifi buys and sells commercial loan participations with select institutions across the country. This allows us to serve businesses with larger financing needs.

Our commercial lending offerings include:

  • Operating lines of credit
  • Commercial Real Estate loans
  • Equipment loans
  • Inventory and working capital loans
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Digital Banking for complete cash management.

Magnifi offers a comprehensive range of electronic and cash management services tailored for both small and large businesses.

To help companies manage their daily financial activities efficiently from the office, these time-saving tools are available through our cutting-edge, secure online and mobile app platform. This allows businesses to authorize multiple users with different levels of access and approval.

  • Remote Deposit Capture

  • ACH Payroll Deposits & Billing

  • Wire Transfers

  • Advanced Fraud Management with Positive Pay

  • Merchant Services

  • Sweep Accounts

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Hey, Business Owners! Ready to get started?

If you're a business owner and are interested in learning more about how Magnifi Financial can help your business thrive, fill out this form and your local Magnifi Financial Commercial Officer will be in touch within 1-2 business days.

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Membership means more here.

At Magnifi, you're not just a member-owner of an award-winning credit union; you're part of Magnifi and receive all the benefits and perks you need to succeed financially.