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Answer a few quick questions and we will point you to the account that fits your habits.
Question 1
Our most basic checking account with no monthly fee.
Tip: Enjoy unlimited check clearings and no worries about maintaining a minimum balance.
Unlimited number of check clearings
Does not earn dividends
No minimum balance
No strings attached
The perfect checking account for digital enthusiasts.
Tip: Avoid the $5 monthly service fee by meeting account requirements: debit card, digital banking, and eStatements.
Earns dividends
4 free check clearings per month
No minimum balance
ATM surcharge reimbursement up to $12 per month
Requirements to avoid $5/mo service fee: debit card, digital banking, and eStatements
Free Ready Reserve
A traditional checking account that earns you money.
Tip: Take advantage of earning dividends and enjoy additional benefits like a safe deposit box discount.
Earns dividends (tiered levels)
15 free check clearings per month
No minimum balance
Free Ready Reserve
Safe deposit box discount
First box of checks is free
Earn higher dividends with larger deposits.
Tip: Maintain a minimum daily balance of $2,000 to avoid a $10 monthly service fee and earn the highest-yielding dividends.
Earns highest-yielding dividends
Unlimited check clearings
ATM surcharge reimbursement up to $12 per month
Requirements to avoid $10/mo service fee: $2,000 min daily balance, debit card, digital banking, and eStatements
Free Ready Reserve
Answer a few quick questions and we will point you to the account that fits your business.
Question 1
Designed for 501(c)(3) organizations, offering more transactions and the ability to earn dividends.
Maintain your non-profit status to take advantage of this specialized account.
Up to 200 free total check transactions per month
Optional Remote Deposit / mRDC
Eligible to earn dividends
No minimum balance requirement
This account is best suited for start-ups and smaller businesses with a lower number of transactions.
Consider using Digital Services to manage your finances more effectively.
Up to 50 free total check transactions per month
Optional Remote Deposit / mRDC
No dividends earned
No minimum balance requirement
Ideal for businesses with a moderate number of transactions and higher balances looking to earn dividends.
Keep a minimum balance to avoid monthly service fees and take advantage of dividend earnings.
Up to 200 free total check transactions per month
Optional Remote Deposit / mRDC
Eligible to earn dividends
Avoid the $15 monthly service fee with a $25,000 daily balance and Digital Services with eStatements
The best choice for businesses with a high volume of transactions and very high balances, seeking the best dividend rates.
Maximize your earnings by keeping a high balance and utilizing all the features offered.
Up to 400 free total check transactions per month
Optional Remote Deposit / mRDC
Tiered dividend earnings
Free eStatements or a $3 fee for paper statements
Avoid the $40 monthly service fee with a $25,000 daily deposit balance or $50,000 in combined deposit and loan balances
Answer a few quick questions and we will point you to the loan that fits your needs.
Question 1
An auto loan will help you finance your new vehicle with competitive rates and flexible terms.
Competitive interest rates
Flexible repayment terms
Options for new and used vehicles
Refinancing your auto loan may offer you better interest rates and terms.
Potentially lower your interest rate
Adjust your loan term
Potentially reduce monthly payments
A loan for a titled recreational vehicle will help you finance your RV, boat, or other titled vehicles.
Competitive rates for titled vehicles
Flexible loan terms
Tailored to RVs, boats, and more
A loan for non-titled recreational vehicles is ideal for financing equipment like ATVs, snowmobiles, and jet skis.
Special financing for non-titled vehicles
Various repayment options
Suitable for a wide range of recreational equipment
Refinancing your recreational vehicle loan can provide you with better terms and interest rates.
Potentially lower interest rates
Flexible loan terms
Refinance options for various types of recreational vehicles
A Home Equity Line of Credit (HELOC) provides you with a revolving line of credit using your home equity.
Borrow against your home equity
Fixed or variable rates
Interest may be tax deductible
A home equity loan can provide the funds for your home renovation projects.
Borrow against your home equity
Fixed or variable rates
Interest may be tax deductible
A personal loan can provide the funds you need for a variety of personal expenses.
Fixed or variable interest rates
Unsecured loan
Set repayment period
Using your vehicle as collateral can help you secure a better interest rate for your personal loan.
Lower interest rates
Flexible repayment terms
Use your vehicle as collateral
Answer a few quick questions and we will point you to the card that fits your needs.
Question 1
Every purchase earns you cash back — a straightforward rewards card with no annual fee.
Use this card frequently to maximize your cash back rewards.
1% cash back on all purchases
Maximum cash back is $10,000 per year
17.99% APR*
No annual fee
Digital Banking with free Mobile App and Digital Wallet
A great fit if a lower APR and higher credit limit matter more to you than cash back rewards.
Take advantage of a lower interest rate and a higher credit line to manage your finances effectively.
14.75% APR*
Higher credit limit
Travel and emergency assistance
No annual fee
Digital Banking with free Mobile App and Digital Wallet
Earn 1% cash back on every purchase, plus enjoy elevated Visa Signature® benefits and perks.
1% cash back on all purchases
16.75% APR*
Exclusive Visa Signature® benefits and perks
No annual fee
A cash-back credit card made specifically for businesses, designed to make cash management easier.
Call our dedicated business line at (833) 267-7321 to get started.
Earn 1% cash back on all purchases
Automatic payouts once you reach a $25 threshold
No annual fee
25-day grace period
24/7 Visa® fraud dispute line
At Magnifi, you're not just a member-owner of an award-winning credit union; you're part of Magnifi and receive all the benefits and perks you need to succeed financially.